Product / Commercial Auto Physical Damage

Commercial Auto Physical Damage

Up to $1 Million per Location

Protect the vehicles that keep your business moving. Physical damage coverage is available for scheduled commercial vehicles, subject to underwriting and policy terms.

01 / Available Coverage

Coverage forms

Comprehensive

Protection against covered direct physical loss other than collision or upset.

Fire. Theft. Weather. Other covered losses.

Collision

Protection for covered damage caused by collision or overturn.

Specified Causes of Loss

Coverage for selected causes of loss including fire, theft, wind, hail, and named and numbered windstorm.

Disclaimer: Limits shown are maximum available limits and are subject to underwriting, attachment, policy terms and applicable approvals.

02 / Policy Structure

How the coverage is built

Scheduled Fleet Protection+

Coverage is built around the Vehicle Schedule and Statement of Values.

Newly Acquired Vehicles+

The policy contains provisions for qualifying newly acquired vehicles, subject to reporting requirements.

Growing Fleets+

Material fleet acquisitions are reviewed as the operation grows.

Valuation+

Physical damage losses are settled subject to Actual Cash Value, scheduled values, applicable limits and policy terms.

Vehicles
What you operate.
Values
What you have at risk.
Drivers
Who is behind the wheel.
Operations
Where and how the fleet operates.

Have a fleet that doesn't fit the box?

Talk to our underwriting team. We review middle-market and large fleet operations across the United States.

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